Designed For Airbnb®, HomeAway® & Vrbo® Owners


Vacation rental owners and their properties are at the core of their brands, but how do you make sure you and your property are properly protected?

Because short-term vacation rentals do not fit into one category, Proper Insurance® had to develop a unique policy with the vacation rental owner in mind.

Nothing is more important to us as risk advisors. After all, we’re in the business of helping people!

Proper Insurance® is the nation’s leading insurer of short-term vacation rental properties, with more than 30,000 policies written across all 50 states.

Backed by exclusive endorsements from short-term vacation rental leaders like Airbnb® & Vrbo®, the company is built on best-in-class coverage.

That is a testament to the level of coverage and claims service provided by Proper Insurance®.

The Proper Insurance® policy was designed in parallel with Lloyd’s of London® to address the unique exposure of short-term vacation rentals.

Lloyd’s is the world’s specialist insurance and reinsurance market, bringing together an outstanding concentration of underwriting expertise and talent.

It is often the first to insure emerging, unusual and complex risks – such as short-term rental insurance.

Other Trusted Carriers

Arch Insurance

Arch travel insurance protects prepaid, nonrefundable travel expenses from unforeseen events and provides emergency medical coverage for travelers when away from home. 

CBIZ Insurance

As the first broker to develop specific policy coverage to meet the needs for vacation home rental properties, CBIZ Vacation Rental Insurance is a trusted vacation rental insurance solution.

Foremost Insurance

Foremost offers flexible policies for all occupancy types to keep you and your property covered – whether it’s a vacation rental, seasonal occupancy, owner occupied or altogether vacant.

Heritage Insurance

Heritage Insurance for secondary, tenant, and vacation rental properties is designed to fill in the gaps for risks that are not covered by a standard homeowners insurance policy.

Play Video

Best-in-Class Coverage

By offering trademarked endorsements no other short-term rental
carrier’s offers, Proper Insurance® prides itself in having the market’s
most comprehensive short-term vacation rental insurance program.
Sign up for the short-term vacation rental insurance newsletter!
Insurance People Logo

Short-Term Vacation Rental Insurance

Best-in-Class Carriers
  • Arch Insurance
  • CBIZ
  • Foremost
  • Heritage Insurance
  • Proper Insurance
Best-in-Class Coverage
  • All Risk Coverage
  • Business Income Protection
  • Liability Extends Over Amenities
  • Liquor Liability Enhancement
  • One Policy That Covers All Uses
About Us
  • For Owners
  • For Property Managers
  • For Travelers
  • Frequently Asked Questions
  • Vacation Rental Newsletter
Service Center
  • Service Center Hub
  • File a Claim
  • Make a Change
  • Submit a Payment
  • Request a Certificate

2020 Insurance for Vacation Rentals | Harrison Wicker ©

All Rights Reserved. Privacy Policy